PLANNED GIVING

There is nothing more rewarding than helping others. By planning ahead you can leave a legacy that will improve the lives of future generations of persons with vision loss. Any individual who has included Spectrios Institute for Low Vision in their planned giving becomes a member of The Visionaries.

Planned gifts may include the following:

Bequests - Including Spectrios Institute for Low Vision in this type ofg giving allows for many options. You can bequeath a specific dollar amount, assests, or you may bequeath a percentage of the sale of assets.

When updating your will, consult your estate planning attorney who can assist you in adding one of the following paragraphs.

"I hereby give and bequeath $ ______ to Spectrios Institute for Low Vision to be used (for its general purpose) (for {specific purpose})"

Or

"I hereby give, devise and bequeath (the residue) ( _____ % of the residue) of my estate to Spectrios Institute for Low Vision to be used (for its general purpose) (for {specific purpose})"

Gift Annuity - Annuities can provide the donor with usable income and sizable tax savings.

Life Insurance or IRA - You can make Spectrios Institute for Low Vision a beneficiary of a current and paid-up insurance policy that you may no longer need. If you are leaving the proceeds of an insurancy policy or IRA assets to Spectrios Institute, be sure to indicate this on the beneficiary for and no in your will.

Retirement Options - Spectrios Institute for Low Vision can be designated as beneficiary of retirement plan assets such as profit sharing, 401(K), 403 (B) as well as, other retirment plans.

Trusts - Giving a Charitable Remainder Lead Trust will allow the donor to enjoy tax benefits and income and benefit Spectrios Institute for Low Vision.

Contact your financial planner or attorney for the best way to make your wishes and plans know.